STEPHEN BROOKS and VYONNE BROOKS, Beneficiary, and SUSAN GRAHAM, Trustor, and ESCROW SERVICES & FORECLOSURES, LLC, as Substitute Trustee for ALASKA ESCROW AND TITLE INSURANCE AGENCY, INC., Trustee. NOTICE OF DEFAULT AND DEED OF TRUST FORECLOSURE SALE ESCROW SERVICES & FORECLOSURES, LLC, Substitute Trustee for Alaska Escrow and Title Insurance Agency, Inc., now gives notice of default under Deed of Trust executed by SUSAN GRAHAM in favor of STEPHEN BROOKS and VYONNE BROOKS, Beneficiary, recorded on June 5, 2023 as Instrument No. 2023-000126-0, records of the Haines Recording District, Alaska, encumbering the following property: Lot 12, U.S. Survey No. 3625, according to Record of Survey recorded as Plat No. 99-1, Haines Recording District, First Judicial District, State of Alaska. Property Address: NHN Chilkat Lake, Haines, AK 998279 Trustor is in default as payment of the secured note is two months or more past due, late charges are past due. The Trustor is in default under the Deed of Trust. There is now due and owing to the Beneficiary under the terms of the described Promissory Note, secured by the described Deed of Trust, the principal sum of $106,142.96 plus accrued interest due from last payment through December 1, 2024 of $1,638.80, late charges of $200.00, credit for partial payment of $560.00, Payer Annual Fee of $240.00, for a payoff total as of December 1, 2024 of $107,661.76. Interest accrues at the rate of 2.55% per annum. This balance will continue to accrue interest after December 1, 2024 at a rate in accordance with the Promissory Note until the time of sale. Other charges, as allowed under the loan documents, may also accrue at the time of sale. YOU ARE NOTIFIED that the Successor Trustee, by demand of beneficiary, hereby elects to sell the real property described above to satisfy the obligations secured thereby at an auction sale to be held on OCTOBER 16, 2025, in the Fourth Street entrance to the Juneau Courthouse, 123 Main Street (4th and Main) Street, Juneau, Alaska. The sale may be held with other sales as Trustee may conduct which shall begin at 10:00 a.m. and continue until complete. Foreclosure sale will be held by the "Trustee or its Representative" Trustee is selling the property "as is" Buyer beware. Trustee makes No representations or warranties as to the condition of the property, status of title, or any liens or encumbrances on the property or conduct of the foreclosure, or any other matter. Title to the property will be conveyed by Trustee's Deed without warranties of title. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee/Representative and the successful bidder shall have no further recourse. Payment must be made the time of sale in cash or by cashier's check. Beneficiary may enter a credit offset bid consisting of sums due it under the deed of trust security agreement and note. Title to the real property will be conveyed by trustee's quitclaim deed without warranties of title. YOU ARE FURTHER NOTIFIED that if default has arisen by failure to make payments required under the Promissory Note and/or deed of trust the default may be cured and this sale terminated if (1) payment of the sum then in default, other than principal that would not then be due if default has not occurred, and attorneys and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default is made at any time before the date stated in this notice or to which the sale is postponed, and (2) when notice of default has been recorded two or more times previously under the same deed of trust described and the default has been cured, the trustee does not elect to refuse payment and continue the sale. To determine the current amount required to be paid to cure the default and reinstate the payment terms of this noted, you may call John Foster Wallace at (907) 452-2211 or send an email to service@mzwlaw.com. DATED at Wasilla, Alaska, this 5th day of June, 2025. ESCROW SERVICES & FORECLOSURES, LLC By:/s/ Yolanda Bryant, its Manager Pub: 07/27, 08/03, 10, 17/2025