NOTICE OF DEFAULT AND SALE BENEFICIARY: JODY M. MUSE and CHERYL RICE TRUSTOR: HEATHER BELL ESCROW SERVICES & FORECLOSURES, LLC is Substitute Trustee under that certain deed of trust executed by HEATHER BELL, a married woman, Trustor, for the benefit of JODY M. MUSE, a single woman and CHERYL RICE, a married woman, Beneficiary, dated the 13th day of June, 2016 and recorded on the 15th day of June, 2016, at Reception No. 2016-000582-0, in the Seward Recording District, Third Judicial District, State of Alaska, describing the following real property, to-wit: Lot One (1), Block One (1), TOWLE SUBDIVISION ADDITION NO. 6, according to Plat No. 77-1, Seward Recording District, Third Judicial District, State of Alaska. Said property is physically located at 18465 Sterling Highway, Cooper Landing, AK. 99572. Trustee hereby gives notice that a breach of the obligations for which said deed of trust is security has occurred, that such breach consists of the failure of the above-named trustor to satisfy a certain indebtedness, the payment of which is secured by said deed of trust, and that the amount of such indebtedness presently owed by trustor to said Beneficiary is ONE HUNDRED FORTY SIX THOUSAND FOUR HUNDRED THIRTY SEVEN AND 38/100 DOLLARS ($146,437.38), with interest thereon to December 15, 2024, of $728.17, and costs of collection to date, of $2,523.00. Because of FIVE POINT FIVE PERCENT (5.5%) interest accruing, taxes, and ongoing costs of collection, the amount due will vary from day to day, and will be greater. Notice is also given hereby that upon demand of the beneficiary, the trustee hereby elects to sell the above described property to satisfy all of the indebtedness owing to said beneficiary, together with all other costs, delinquencies and expenses necessarily incurred, including a reasonable attorney's fee. If the default has arisen by failure to make payments required by the trust deed, the default may be cured and the sale under this section terminated if (1) payment of the sum then in default, other than the principal that would not then be due if default had not occurred, and attorney and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default is made at any time before the sale date stated in the notice of default or to which the sale is postponed; and (2) when notice of default under AS 34.20.070 (b) has been recorded two or more times previously under the same trust deed and the default has been cured under AS 34.20.070 (b), the trustee does not elect to refuse payment and continue the sale. Said sale shall be held at public auction at the main front door of the Alaska Court Building, 303 K. Street, Anchorage, Alaska on the 13th day of February, 2026, at 3:00 o'clock, p.m. Dated this 31st day of October, 2025. /s/ Yolanda Bryant ESCROW SERVICES & FORECLOSURES, LLC By: YOLANDA BRYANT Pub: Dec. 10, 17, 24, 31/2025