NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST AND NOTICE OF TRUSTEE'S SALE This Notice of Default and Election to Sell is given by Hillary R. McCormack, as Successor Trustee under that certain Deed of Trust executed by Eugene Jarvi, as Trustor, Stewart Title of Alaska is the original Trustee, and Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Residential Mortgage, LLC, Limited Liability Company, its successors and assigns as the original beneficiary of the security instrument, dated October 19, 2010 and filed for recorded on October 26, 2010, as Entry No. 2010-055670-0 in the records of Anchorage Recording District, Alaska, covering the following described real Property: Unit No. A-306, Kandlewood Condominiums (Phase IV) as identified in the declaration recorded May 4, 1983 in Book 888 at Page 326 and amendments thereto and as shown on floor plans and as-built survey filed under Plat No. 83-415, in the records of the Anchorage Recording District, Third Judicial District, State of Alaska. Commonly referred to as: 9725 Independence Drive #A306, Anchorage, AK 99507 APN: 016-244-19-024 The beneficial interest in the Deed of Trust has been assigned to Rocket Mortgage, LLC s/b/m to Nationstar Mortgage LLC and the recorded owner of the property is purported to be Eugene Jarvi. A breach of the obligation which said Deed of Trust secures has occurred in that Installment of Principal and Interest plus impounds and/or advances which became due on January 1, 2026 plus late charges, and all subsequent installments of principal, interest, balloon payments, plus impounds and/or advances and late charges that become payable. By reason thereof, and under the terms of the Note and Deed of Trust, the Beneficiary has declared all sums so secured to be immediately due and payable, together with any trustee fees, attorney fees, costs and advances made to protect the security associated with this foreclosure. The sum owing on the obligation good through July 9, 2026 is $63,528.35, detailed as follows: Principal $56,444.78 Interest $1,599.28 Late Fees $71.08 Advances On Your Behalf $2,959.98 Escrow Advances $2,433.23 County Recording Fee $20.00 Grand Total $63,528.35 If the default has arisen by failure to make payments required by the trust deed, the default may be cured and the sale may be terminated if: 1. Payment of the sum in default, other than the principal that would not be due if default had not occurred, and attorney and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default is made at any time before the sale date stated in this notice or to which the sale is postponed; and 2. The Notice of Default has been recorded two or more times previously under the same trust deed and the default has been cured the trustee does not elect to refuse payment and continue the sale. NOTICE IS HEREBY GIVEN that pursuant to demand of the Beneficiary, the Trustee hereby elects to sell the above described real property to satisfy the obligation, together with all accrued interest and all costs and expenses, at public auction, for cash, to the highest and best bidder, inside the Lobby of the Boney Courthouse located at 303 "K" Street, Anchorage, AK 99501, on October 14, 2026, at 10:00 AM. Notice of said Trustee's Sale is Hereby Given. Beneficiary will have the right to make an offset bid at sale without cash. All other bidders must have certified funds for their total bid amount. Title to the Property will be conveyed by Trustee's deed without warranties of title. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Dated: July 6, 2026 /s/Hillary R. McCormack Hillary R. McCormack Substitute Trustee 376 East 400 South, Ste. 300 Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. AK21864 Pub: 07/19, 26, 08/02, 09/2026