NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST AND NOTICE OF TRUSTEE'S SALE This Notice of Default and Election to Sell is given by Hillary R. McCormack, as Successor Trustee under that certain Deed of Trust executed by Kathryn J. Behrendt and Michael J. Behrendt, as Trustors, Fairbanks Title Agency, Inc is the original Trustee, and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for State Farm Bank, F.S.B., its successors and assigns, as Beneficiary, dated January 9, 2012 and filed for record on January 23, 2012, as Instrument No. 2012-001158-0 and re-recorded on February 27, 2012 as Instrument No. 2012-003118-0, in the records of the Fairbanks Recording District, Alaska, covering the following described real Property: A portion of the Northwest Quarter (NW1/4) of the Northeast Quarter (NE1/4), Section Thirty-Two (32), Township One South (T1S), Range Two East (R2E), Fairbanks Meridian, located in the Fairbanks Recording District, Fourth Judicial District, State of Alaska, more particularly described as follows: Commencing at a found three inch Aluminum Monument (705-S) at the Northeast Corner of a portion of Government Lot 2, and the intersection of the Section line common to Sections 29 and 32 and the West right-of-way line for Alaska State Project S-0620(2), Badger Loop Road, said monument being 78.77 feet right of and at right angles to centerline Station "L" 431+75.54 P.O.C. for Alaska Project RS-0620(6), Badger Road Reconstruction; THENCE South 12°21'23" East along the West right of way line for Alaska Project S-0620(2), Badger Loop Road, a distance of 415.96 feet to a point of curve, said point being 83.39 feet right of and at right angles to Centerline Station "L" 436+02.34 P.O.C.; THENCE Southeasterly along said existing right of way line along a curve to the right having a central angle of 07°29'51", a radius of 2,814.79 feet, and an arc length of 368.34 feet, to the North boundary for a portion of Government Lot 2, Section 32, as shown in the Warranty Deed recorded July 1, 1969 in Book 230, Page 234, Fairbanks Recording District, Fourth Judicial District, State of Alaska; THENCE South 87°03'01" West along the North boundary of said portion of Government Lot 2, a distance of 20.13 feet to the Westerly right of way line for Alaska Project RS-0620(6), Badger Road Reconstruction and the TRUE POINT OF BEGINNING; THENCE South 0°7'58" West along said right of way line a distance of 256.81 feet to the South boundary of said portion of Government Lot 2; THENCE North 67°04'29" West along said South boundary a distance of 320.06 feet; THENCE North 20°10'31" East along the Westerly boundary of said portion of Government Lot 2, a distance of 126.12 feet to the Northerly boundary of said portion of Government Lot 2; THENCE North 87°03'01" East along said boundary a distance of 257.74 feet to the TRUE POINT OF BEGINNING. (Also referred to as Tax Lot 3209, per the Fairbanks North Star Borough). Commonly referred to as: 2599 Badger Rd, North Pole, AK 99705 APN: 0326607 The beneficial interest in the Deed of Trust has been assigned to Freedom Mortgage Corporation and the record owners of the property are purported to be Kathryn J. Behrendt and Michael J. Behrendt. A breach of the obligation which said Deed of Trust secures has occurred in that Installment of Principal and Interest plus impounds and/or advances which became due on November 1, 2024 plus late charges, and all subsequent installments of principal, interest, balloon payments, plus impounds and/or advances and late charges that become payable. By reason thereof, and under the terms of the Note and Deed of Trust, the Beneficiary has declared all sums so secured to be immediately due and payable, together with any trustee fees, attorney fees, costs and advances made to protect the security associated with this foreclosure. The sum owing on the obligation good through August 20, 2025 is $31,917.66, detailed as follows: Principal $26,165.97 Accrued Interest $874.64 Escrow/Impound Required $2,776.90 Less Unapplied Funds Balance $-96.34 Unpaid Late Charges $147.51 Additional Items Due $2,048.98 Grand Total $31,917.66 If the default has arisen by failure to make payments required by the trust deed, the default may be cured and the sale may be terminated if: 1. Payment of the sum in default, other than the principal that would not be due if default had not occurred, and attorney and other foreclosure fees and costs actually incurred by the Beneficiary and Trustee due to the default is made at any time before the sale date stated in this notice or to which the sale is postponed; and 2. the Notice of Default has been recorded two or more times previously under the same trust deed and the default has been cured, the Trustee does not elect to refuse payment and continue the sale. NOTICE IS HEREBY GIVEN that pursuant to demand of the Beneficiary, the Trustee hereby elects to sell the above described real property to satisfy the obligation, together with all accrued interest and all costs and expenses, at public auction, for cash, to the highest and best bidder, at the main entrance of the Fairbanks Courthouse at 101 Lacey Street, Fairbanks, AK 99701, on December 1, 2025, at 10:00 AM. Notice of said Trustee's Sale is Hereby Given. The Beneficiary will have the right to make an offset bid at sale without cash. All other bidders must have certified funds for their total bid amount. Title to the Property will be conveyed by Trustee's Deed without warranties of title. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. Dated: 08/20/2025 Hillary R. McCormack Substitute Trustee 376 East 400 South, Ste. 300 Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. AK21640 Pub: 08/31, 09/07, 14, 21/2025