NOTICE OF DEFAULT AND DEED OF TRUST FORECLOSURE SALE MTC Financial Inc. d/b/a Trustee Corps., substitute trustee for Yukon Title Company, Inc., recorded July 13, 2023 as Instrument No. 2023-008298-0, now gives notice of default under the deed of trust executed by Valeria Cristina Castro, Trustor, in favor of Alaska Housing Finance Corporation, Beneficiary, recorded on September 28, 2017 at Instrument No. 2017-015972-0, in the Fairbanks Recording District, Fourth Judicial District, State of Alaska encumbering the following property: Lot Fourteen (14), Block Four (4) of the CHARLES SLATER HOMESTEAD SUBDIVISION, according to the plat filed September 1, 1950 as Instrument No. 120,116; Records of the Fairbanks Recording District, Fourth Judicial District, State of Alaska. The address of the property is 239 Ina Street, Fairbanks, AK 99701. Trustor is in default as payment of the secured note is 3 months or more past due, late charges are also past due in the amount of $200.40. The amount due and owing by Trustor to the Assignee of the Beneficiary as of January 22, 2026 is $238,830.63, which includes $229,425.91 in principal, $4,455.24 in interest from September 1, 2025, $200.40 in late charges, $1,736.90 in escrow deficiency, $635.68 fee balance, $1,184.00 for a Trustee's Sale Guarantee, $202.50 recording costs, $300.00 Trustee Corps. cost, and $690.00 attorney fees. This balance will continue to accrue interest after January 22, 2026 at a rate in accordance with the Note until the time of sale. Other charges, as allowed under the loan documents, may also accrue until the time of sale. YOU ARE NOTIFIED that MTC Financial Inc. d/b/a Trustee Corps., Trustee, by demand of beneficiary, hereby elects to sell the real property described above to satisfy the obligations secured thereby at an auction sale to be held on April 23, 2026, at 101 Lacey Street, Fairbanks, Alaska. The sale may be held with other sales as Trustee may conduct which shall begin at 10:00 a.m. and continue until complete. Payment must be made at the time of sale in cash or by cashier's check made payable to MTC Financial Inc. d/b/a Trustee Corps. Beneficiary may enter a credit offset bid consisting of sums due it under the deed of trust security agreement and note. Title to the real property will be conveyed by trustee's quitclaim deed without warranties of title. YOU ARE FURTHER NOTIFIED that if default has arisen by failure to make payments required under the Promissory Note and/or the deed of trust, the default may be cured and this sale terminated if (1) payment of the sum then in default, other than principal that would not then be due if default had not occurred, and attorneys and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default is made at any time before the sale date stated in this notice or to which the sale is postponed, and (2) when notice of default has been recorded two or more times previously under the same deed of trust described and the default has been cured, the trustee does not elect to refuse payment and continue the sale. To determine the current amount required to be paid to cure the default and reinstate the payment terms of the Promissory Note, you may call 777-3447 or send an e-mail to dsteger@fnbalaska.com. DATE: January 22, 2026 MTC Financial Inc. d/b/a Trustee Corps., Trustee By: /s/ Alan Burton, Vice President Pub: 03/01, 08, 15, 22/2026