NOTICE OF DEFAULT AND DEED OF TRUST FORECLOSURE SALE MTC Financial Inc. d/b/a Trustee Corps., as substitute trustee for Alaska Escrow and Title Insurance Agency, Inc., recorded May 5, 2026 at Instrument No. 2026-000312-0, now gives notice of default under the deed of trust executed by Shannon L. Verwers, Trustor, in favor of First Bank, Beneficiary, recorded on November 16, 2018 at Instrument No. 2018-000642-0, whose beneficial interest was assigned to Alaska Housing Finance Corporation, recorded November 16, 2018 at Instrument No. 2018-000643-0 in the Petersburg Recording District, First Judicial District, State of Alaska encumbering the following property: Unit 7, of Sunset Condominiums, as shown on floor plans filed in the Office of the Recorder for the Petersburg Recording District, First Judicial District, State of Alaska, on September 17, 1985, Plat 85-29, and identified in Declaration recorded September 17, 1985 in Book 25 at Page 266, First Amendment to Declaration recorded November 19, 1985 in Book 25 at Page 768 and Second Amendment to Declaration recorded January 2, 1987 in Book 28 at Page 329; TOGETHER WITH an undivided 11.1242 percent interest in the common areas and facilities appurtenant to said Unit No. 7, and ALSO together with an undivided interest in Lot 4-A, portion of Kiseno Street Right-of-Way as shown on Plat Entitled "Kiseno Street Vacation between Blocks 43 and 44, U.S. Survey 1252," filed May 20, 1991 as Plat No. 91-6, according to the Quitclaim Deed from the Sunset Condominium Association, Inc. recorded December 2, 1991, in Book 37 at Page 947, Petersburg Recording District, First Judicial District, State of Alaska. The address of the property is 200 South Second Street #7, Petersburg, AK 99833. Trustor is in default as payment of the secured note is 9 months or more past due, and late charges are also past due in the amount of $212.22. The amount due and owing by Trustor to the Assignee of the Beneficiary as of April 30, 2026 is $104,985.11, which includes $87,708.27 in principal, $2,166.33 in interest from July 1, 2025 $212.22 in late charges, $11,031.79 in escrow reserve, $1,456.00 HOA fees, $100.00 release fee, $733.00 for a Trustee's Sale Guarantee, $262.50 recording costs, $300.00 Trustee Corps. cost, and $1,015.00 attorney fees. This balance will continue to accrue interest after April 30, 2026 at a rate in accordance with the Note until the time of sale. Other charges, as allowed under the loan documents, may also accrue until the time of sale. YOU ARE NOTIFIED that MTC Financial Inc. d/b/a Trustee Corps., Trustee, by demand of the assignee of the beneficiary, hereby elects to sell the real property described above to satisfy the obligations secured thereby at an auction sale to be held on August 4, 2026, in the main lobby of the Ketchikan Courthouse, 415 Main Street, Ketchikan, Alaska. The sale may be held with other sales as Trustee may conduct which shall begin at 10:00 a.m. and continue until complete. Payment must be made at the time of sale in cash or by cashier's check made payable to MTC Financial Inc. d/b/a Trustee Corps. Assignee of the Beneficiary may enter a credit offset bid consisting of sums due it under the deed of trust security agreement and note. Title to the real property will be conveyed by trustee's quitclaim deed without warranties of title. YOU ARE FURTHER NOTIFIED that if default has arisen by failure to make payments required under the Promissory Note and/or the deed of trust, the default may be cured and this sale terminated if (1) payment of the sum then in default, other than principal that would not then be due if default had not occurred, and attorneys and other foreclosure fees and costs actually incurred by the assignee of the beneficiary and trustee due to the default is made at any time before the sale date stated in this notice or to which the sale is postponed, and (2) when notice of default has been recorded two or more times previously under the same deed of trust described and the default has been cured, the trustee does not elect to refuse payment and continue the sale. To determine the current amount required to be paid to cure the default and reinstate the payment terms of the Promissory Note, you may call (907) 228-4244 or send an e-mail to heather.borch@firstbankak.com. DATED: May 5, 2026 MTC Financial Inc. dba Trustee Corps., Trustee By: /s/ Veniacha Sims, Authorized Signor Pub: 06/14, 21, 28, 07/05/2026