FORECLOSURE SALE – Anchorage Property Real property will be sold for cash (meaning currency of the United States of America, Cashier's Check(s) from a bank with a branch in Anchorage, Alaska, or Post Office money order), to the highest bidder, in the main lobby (west end) of the Boney State Courthouse, 303 K Street, Anchorage, Alaska, on January 14, 2026, at 11:00 a.m. Proceeds will be applied to costs, expenses and attorney's fees incurred in the foreclosure and to satisfy amounts due under the Deed of Trust naming OSWALD RESIDENTIAL, LLC, Trustor, and BI MANAGEMENT, LLC, Beneficiary. The undersigned is trustee with power of sale under the Deed of Trust. The sale is being conducted pursuant to AS 34.20.070 – .090. The Deed of Trust was recorded May 9, 2022, R/N 2022-017611-0, records of the Anchorage Recording District. The Notice of Default and Sale was recorded September 26, 2025, R/N 2025-027132-0, and should be consulted for important details regarding bidding rules and procedures well prior to the day of the sale. The real property covered by the Deed of Trust and to be sold is described as: Lot 19, Block 1, BAGOY'S SUBDIVISION, according to the official plat thereof, filed under Plat No. P-131, records of the Anchorage Recording District, Third Judicial District, State of Alaska. Street address: 1002-1004 W. 29th Place, Anchorage, AK 99503 The Deed of Trust was given by said Trustors to secure the obligations therein contained and as contained in that certain promissory note dated May 5, 2022, executed by Trustor and made payable to Beneficiary in the principal face amount of $246,083.33. Due to default by Trustor all outstanding principal and interest have been declared due and owing at once. There is now owed and unpaid the following amounts (as of September 9, 2025): $ 246,083.33 Principal 28,598.42 Interest, 11.75%, 5/5/22 – 4/30/23 (361 days @ $79.22) 67,718.88 Interest, 18%, 5/1/23 – 11/8/24 (572 days @ $121.36) 36,892.27 Interest, 18%, 11/9/24 – 9/9/25 (304 days @ $121.36) 4,823.14 late charges (40 months @ $120.58) 0.00 Escrow closing fee 0.00 Bankston atty fees 1,800.00 M&R foreclosure fees to date 500.00 foreclosure costs to date 0.00 advances by beneficiary $ 386,416.04 total amount due (as of September 9, 2025) The total amount due will increase hereafter by future foreclosure fees and/or costs, and by interest at 18.0% on $246,083.33 accrued after September 9, 2025, and by any sums properly advanced by the Beneficiary. Beneficiary will have the right to bid by offset without cash in an amount not greater than the balance owed on the obligation at the time of sale including all sums expended by beneficiary and trustee under the deed of trust, with interest thereon. Except for said offset bid(s), no one will be permitted to bid until the person conducting the sale for the trustee has verified that the prospective bidder has "cash" funds (as defined above) equal to their bid amount, on hand at the time of the sale. The sale may be cancelled or postponed at the discretion of the Trustee. Direct inquiries to the McCollum & Rounds, LLC, 1130 W. 6th Avenue, Suite 100, Anchorage, Alaska 99501, ph: 907-770-7773. Todd J. Timmermans, trustee Pub: 10/12, 19, 26, 11/02/2025