NOTICE OF DEFAULT Modest Trustee Services, Inc. is Successor Trustee for the following Deed of Trust: Date: 07/08/2021 Trustor(s): Tiffanie Lynn Oyagak, a single person Trustee: Stewart Title Company, Inc. Original Beneficiary: Wells Fargo Bank, N.A. Recorded as: 2021-000322-0 in the records of Barrow Recording District, State of Alaska. The beneficial Interest has been assigned to NewRez LLC dba Shellpoint Mortgage Servicing, with the assignment recorded on 02/09/2024 as 2024-000105-0 in Barrow Recording District, State of Alaska. Property: In the Barrow Recording District, State of Alaska, and particularly described as follows: Legal Description: Lot 8, Block 6, as shown on the official plat of U.S. SURVEY NO. 4615, TOWNSITE OF BARROW, ALASKA, as accepted by Chief, Division of Engineering, for the Director, on September 2, 1964; Records of the Barrow Recording District, Second Judicial District, State of Alaska. Common Address: 4181 Herman St., Barrow, AK 99723 TAKE NOTICE: A breach of an obligation for which the transfer in trust is security has occurred, in that Trustor(s) have failed to make monthly installment payments under a promissory note dated 07/08/2021, secured by the above-mentioned Deed of Trust. The sum owing as of 10/15/2025 is $167,875.45 which consists of: Unpaid Principal Balance: $157,933.12, Interest: $4,302.10, Late Charges $183.15, Escrow Advance $2,486.89, Insurance Advance: $173.86, Property Inspection: $3.38, Other Fees: $2,792.95. TOTAL REQUIRED TO PAYOFF: $167,875.45. AND FURTHER, that the Beneficiary has executed this written Notice of Default, and has declared its election to cause the above-described real property to be sold to satisfy the obligations of the Deed of Trust. Sale shall be held on 02/04/2026 at 10:00 A.M. at Main entrance to the Nome Courthouse, 306 W 5th Ave in Nome, AK. TRUSTEE IS SELLING THE PROPERTY "AS IS". BUYER BEWARE. TRUSTEE MAKES NO REPRESENTATIONS AS TO THE CONDITION OF THE PROPERTY, THE STATUS OF TITLE, OR ANY LIENS OR ENCUMBRANCES ON THE PROPERTY. If the default has arisen by failure to make payments required by the trust deed, the default may be cured and the sale under this section terminated if (1) payment of the sum then in default, other than the principal that would not then be due if default had not occurred, and attorney and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default is made at any time before the sale date stated in the notice of default or to which the sale is postponed; and (2) when notice of default has been recorded two or more times previously under the same trust deed and the default has been cured and if the trustee does not elect to refuse payment and continue the sale. Dated: 10/16/2025 Modest Trustee Services, Inc., Trustee Brian G. Sayer By Brian G. Sayer Officer Pub: 11/09, 1, 23, 30/2025